Top 4 Tips To Avoid Carpentry Accidents And Why You Definitively Need Carpentry Insurance In Case

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For many of us carpenters, work can be as therapeutic as it is rewarding - however there are times when even the most seasoned pros need to take precautions to avoid more than just a blistering splinter! Here’s how you can avoid accidents and why carpentry insurance is a must in those situations when problems do arise.

1. Make sure your tools are in proper functioning order and ladders are securely positioned before use (you can’t defy gravity, unfortunately). Always observe maintenance dates for equipment because you never know when they may break down or malfunction. The last you want is your screwdriver having a mind of its own!

2. Ensure safety protocols are followed so neither you or your client are likely to be injured. This includes wearing appropriate safety harnesses and notifying clients of hazards. Most workplace injuries are due to physical accidents such as trips and tools-inflicted cuts, and this is reflected in the large proportion of carpentry insurance claims that are made due to an accident. As funny as it is watching people on the internet fall over, you won’t be laughing if you’re responsible for your client injuring themselves and you have to pay out of your own pocket (if you don’t have carpentry insurance, especially).

3. Warm up before you start work. This may be elementary advice but this is often overlooked since poor habits can lead to recurring back ache and muscular issues which are extremely common. I’m not suggesting that you have Zumba class before you work, but at least ensure that you’re stretching as part of your pre and post-work routine.
   
4. When working with wood, try to ensure that your workplace well ventilated and that  workplace machinery limits the spread of wood dust. You don’t want to inhale any wood or any other powdery substance at your workplace for that matter (you’re not the Wolf of Wall Street). The Health and Safety Executive has an Exposure Limit (WEL) of 5mg/m3, which prevents asthma and other complications like cancer that result from inhaling wood dust.
   

Why Carpentry Insurance Is A Must

There will be the rare, but unfortunate, circumstances when accidents do happen, whether its damage to your client's property, injury, or situations when you’re requiring legal assistance. That’s why it’s always good to have insurance to have your back. Low cost and comprehensive carpentry insurance is not difficult to come by and worth it’s weight in gold.

Van insurance – for your Safety and Security

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If you have a van that you use for your commercial or personal needs, then getting van insurance is mandatory. Cheap van insurance deals are available online and offline that would meet your various needs and budget. Some companies offer you discounts only when you have all the accounts like life, office and home insurance with that particular company. Some companies consider your insurance for discounts only when you have joined roadside assistance program or have undergone a course on defense driving.

source : carhumor.com

Recommended Van Insurance Pages:

• VanInsurance.expert
• http://www.gocompare.com/van-insurance/
• http://www.moneysupermarket.com/van-insurance/
• http://gomarketcompare.co.uk/van-insurance.html

You will be offered insurance quotes only after they are worked out by the company by taking into consideration the various factors such as proximity of your home and work, safe neighborhood, driving conditions, van usage, mileage and model of the van. You can find a cheap van insurance deal according to your age, report card or student status. So, you can compare and match the insurance quotes of different insurance companies before signing up a van insurance policy.

When you go online you can find cheap van insurance offers that suit all your needs. By using an online calculator, you can also get an instant insurance quote free of cost. The online companies offer you insurance advice about the policies which suit you and inform you about the discounts available when you approach them.

Even after the expiry of the van insurance policy you can renew your policy with the insurance company to avail discounts and to make your van insurance really affordable. If you are using your van commercially for your business purposes or courier work, then you will fall under a high insurance category and the company will charge you a higher amount according to the categorization.

As an effect of competition in the insurance industry, you will be surely benefited by many trustworthy and cheap online van insurance offers. As a new customer, you can always expect a good discount from the insurance company when you buy an insurance policy through online shopping after consulting the quotes at the comparison sites.

A big vehicle like van will be of great use in your private or business activities as you can go for a weekend trip with your family or can commercially carry goods for your company. However, in case of business, the risk is higher as you may be using the van more frequently for picking up or dropping goods from various destinations and thus the hazard of accidents are high.

Normally, the insurance companies charge a high premium as the risk involved in a commercial vehicle is more. In case your van gets damaged due to an accident, the insurance company will come to your rescue to help you in running your business smoothly, by providing you a temporary van. Some insurance companies even protect you from financial or reputation loss from the business by supplementing your income.

From your insurer, you can also take the advantage of getting 5 years guarantee on repairs, 24 hour accident recovery assistance and claim line, windscreen repair or replacement etc. It is necessary for you to opt for van insurance in the best interest of your family or business. You can also choose the most suitable van insurance with great offers just by the click of a mouse.